Is good credit necessary to by a home?
NO. We can get you into a house right now – regardless of your credit problems! Buy a home while you repair your credit.
Will I need a large down payment to get a loan?
NO. We can work with almost any amount you have for a down payment. With as little as $5000 down, you can move into a nice home inside of a week.
Do I have to settle for less of a home than I need?
NO. Do you need a 3-bedroom or 4-bedroom home? We typically have nice homes in just about any area.
Will I have to wait a long time to get through the ‘red tape’ of financing?
NO. We can probably move you in next week. Will that work for you?
Do I have to have a pre-approval letter from a bank to buy a home?
NO. In most cases, we are the bank. We have a simple application for you to complete and you don’t need to give us your eye teeth.
I understand that buying a home is a monumental financial commitment and it could be years before I get my money out of it. Is that true?
NO. How does rent-to-own sound? Yes, it still works and it gives you the opportunity to try before you buy!
Is it true that there is an endless stack of paperwork involved in closing on a home?
NO. A certain amount of paperwork is required, but its simply not necessary to kill a rainforest so you can buy a home. We have streamlined the paperwork and typically complete most of it for you.